Financing

Financing that truly fits your business

Every entrepreneur has different ambitions. Whether it’s about working capital, an acquisition, inventory financing, or bridging seasonal peaks, the right financing makes the difference between standing still or growing further. However, finding a suitable solution is often not straightforward. At Credit Comfort, we help you independently, expertly, and pragmatically find financing that matches your situation.

Independent, tailored advice

Credit Comfort is not a financier but an independent advisor. This means we don’t “sell” products, but instead, think along solely in your best interest. We clearly map out your financing needs, explore possible routes through banks, alternative financiers, factoring companies, or private investors, and guide you through the entire process from application to completion.

We know what lenders look for, what pitfalls to avoid, and how to present your application most effectively. Even when your primary bank is unwilling to cooperate or you temporarily fall outside the standard criteria, we’ll find what’s still possible.

Our approach in brief

  1. Needs assessment & analysis
    We start with a conversation about your business, goals, and liquidity position. What is needed? And for how long? We don’t just look at the ‘what’, but also the ‘why’.
  2. Financing strategy & selection
    Based on your situation, we advise on suitable forms of financing. Think of a business loan, factoring, leasing, subordinated loan, or a combination thereof. We match you with parties that fit your profile.
  3. Structuring & guidance
    We handle the application, documentation, and coordination with the selected party. We assist during negotiations, review the terms, and ensure you fully understand what you’re signing for.
  4. Solution-oriented, even when it gets tough
    Even in more complex situations, such as restructurings, financing without collateral, or rejected applications, we think creatively with you. Thanks to our network and experience, we often succeed in getting things moving after all.

Examples of financing solutions

  • Working capital financing through factoring or leasing
  • Business loan for expansion or acquisition
  • Private investors for rapid growth plans
  • Inventory or seasonal financing
  • Restructuring of existing loans
  • Pre-financing of export or accounts receivable portfolios

Financing without detours

We believe in transparency, speed, and realism. No unnecessary procedures, but focused action. Do you have a concrete request or need a second opinion or sparring partner? We are happy to think along with you.